Privacy Policy

KoruWealth LLC is a licensed Medicare insurance agency based in Phoenix, Arizona.

• Business name: KoruWealth LLC (operating as ValleyMedicareAZ)
• Address: 18444 N. 25th Avenue, Suite 420, Phoenix, AZ 85023
• Phone: 480 979 0711
• Email: will@valleymedicareaz.com
• Licensed in Arizona — NPN 21258166

Not connected with or endorsed by the U.S. government or the federal Medicare program.

We collect information you provide directly when registering for an event:

• Full name
• Email address
• Phone number
• Date of birth
• Medicare status (e.g., turning 65, currently enrolled)
• Guest name, relationship, and dietary requirements (if attending with a guest)
• Dietary notes and comments
• How you heard about us (referral source)

We also automatically collect limited technical data when you visit our website, including IP address, browser type, pages visited, and time of visit. This data is used for website analytics and security purposes.

All registration data is stored securely in Supabase, a cloud database provider, and is accessible only to authorised personnel via encrypted, access-controlled connections.

We use the information you provide to:

• Confirm your registration and send event details
• Send SMS and email reminders about your upcoming event
• Notify our adviser (Will Olsen) of your registration
• Follow up after the event to offer personalised Medicare guidance
• Maintain records of consent for regulatory compliance
• Improve our events and services

We do not sell your personal information to third parties. We do not use your information to recommend or enrol you in any insurance plan without your explicit consent.

By registering, you consent to receive transactional SMS messages and emails related to your event registration, including:

• Registration confirmation
• Event reminders (24 hours before your event)
• Webinar start reminders (1 hour before, for online events)

Message frequency: typically 2–3 messages per event. Standard message and data rates may apply.

To opt out of SMS messages, reply STOP to any message. For help, reply HELP or contact us at Will@ValleyMedicareAZ.com. To opt out of emails, click the unsubscribe link in any email or contact us at will@valleymedicareaz.com.

No mobile information collected via SMS opt-in will be shared with third parties or affiliates for marketing or promotional purposes. Information may be shared with our service providers (Twilio for SMS delivery, Supabase for database hosting) only as necessary to operate the messaging program.

We share your information with trusted service providers who help us operate our business:

• Twilio: SMS delivery. Twilio processes your name and phone number to send SMS messages on our behalf and is contractually bound to use this information only to provide messaging services.
• Resend: email delivery. Resend processes your name and email address to send transactional emails on our behalf and is contractually bound to use this information only to provide email services.
• Supabase: secure database hosting. Your registration data is stored on Supabase's infrastructure in access-controlled, encrypted databases.

These providers are contractually obligated to protect your information and may not use it for their own marketing purposes.

We may use analytics tools such as Google Analytics to understand how visitors use our website. These tools may use cookies or similar technologies to collect anonymised data about page views, session duration, and traffic sources.

We may also use tracking pixels (such as Meta/Facebook Pixel) to measure the effectiveness of our advertising. These tools do not collect personally identifiable information without your explicit consent.

Our website may use cookies — small text files stored on your device — to improve your browsing experience and analyse site traffic. You can control cookies through your browser settings. Disabling cookies may affect some website functionality.

We retain your registration information for as long as necessary to:

• Fulfil the purpose for which it was collected
• Comply with applicable legal and regulatory requirements
• Maintain records of TCPA consent

You may request deletion of your personal information at any time by contacting us at will@valleymedicareaz.com. We will respond within 30 days.

You may have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your information
• Opt out of SMS and email communications at any time

To exercise any of these rights, contact us at will@valleymedicareaz.com or call 480 979 0711.

Our website and services are intended for adults aged 18 and over. We do not knowingly collect personal information from anyone under 18. If you believe a minor has submitted information through our website, please contact us immediately.

We take reasonable technical and organisational measures to protect your personal information against unauthorised access, loss, or misuse. All data is transmitted over encrypted connections (HTTPS) and stored on secure, access-controlled infrastructure.

No method of transmission over the internet is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

ValleyMedicareAZ is not affiliated with or endorsed by the U.S. government, the Centers for Medicare & Medicaid Services (CMS), or the federal Medicare program. Our seminars and webinars are free educational events. No insurance plans will be sold or recommended at our events without your separate, explicit consent.

We are licensed to sell Medicare Advantage, Medicare Supplement (Medigap), and Medicare Part D plans in Arizona. We do not offer every plan available in your area. We recommend you contact Medicare.gov or call 1-800-MEDICARE (1-800-633-4227) to compare all available plans.

We may update this Privacy Policy from time to time. The effective date at the top of this page will reflect the date of the most recent update. We encourage you to review this policy periodically.

If you have questions about this Privacy Policy or how we handle your information, please contact us:

• KoruWealth LLC (ValleyMedicareAZ)
• 18444 N. 25th Avenue, Suite 420, Phoenix, AZ 85023
• Phone: 480 979 0711
• Email: will@valleymedicareaz.com
• Website: valleymedicareaz.com