Terms of Service

By accessing valleymedicareaz.com, registering for one of our events, or using any related services, you agree to these Terms of Service and our Privacy Policy. If you do not agree, please do not use this website or submit a registration form.

ValleyMedicareAZ provides educational information about Medicare. You agree to use this website and its content for personal, non-commercial purposes only.

You may not attempt unauthorized access to our systems, scrape or harvest data from the site, or reuse our content for commercial purposes without our prior written consent.

This website is intended for users who are residents of the United States.

Site usage and registration are for adults aged 18 and older. Medicare educational content may be viewed by users of all ages, but registration requires that you meet the age requirement above.

The following terms apply to our SMS messaging program:

• Program operator: ValleyMedicareAZ
• Program description: Appointment confirmations, event reminders, and educational Medicare information for users who opt in via our registration forms at valleymedicareaz.com
• Frequency: Message frequency varies, typically 2 to 5 messages per event
• Cost: Msg & data rates may apply
• Opt-out: Reply STOP to any message to unsubscribe at any time
• Help: Reply HELP, call 480 979 0711, or email Will@ValleyMedicareAZ.com
• Eligible carriers: T-Mobile, AT&T, Verizon, US Cellular, and other major US carriers
• Carrier disclaimer: Carriers are not liable for delayed or undelivered messages.
• Consent mechanism: By checking the SMS consent checkbox on our registration form, you agree to receive SMS messages from ValleyMedicareAZ at the phone number provided.
• Data handling: See our Privacy Policy for full SMS data handling disclosure.

Your use of this website and our messaging program is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information.

ValleyMedicareAZ is a Medicare educational service. We do not represent the federal government, Medicare, CMS, or any specific insurance plan or carrier. Information provided is educational in nature and should not be considered specific advice. For official Medicare information, visit Medicare.gov or call 1-800-MEDICARE.

Our website and messaging services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including warranties of accuracy, completeness, or fitness for a particular purpose.

To the fullest extent permitted by law, ValleyMedicareAZ and KoruWealth LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this website, our events, or our SMS messaging program.

We may update these Terms of Service from time to time. The effective date at the top of this page will reflect the date of the most recent update. Your continued use of the website or messaging program after changes are posted constitutes acceptance of the revised terms.

These Terms of Service are governed by the laws of the State of Arizona, without regard to conflict-of-law principles.

• ValleyMedicareAZ
• Email: Will@ValleyMedicareAZ.com
• Phone: 480 979 0711